A Millennial Physician Getting Back to Broke
(and Beyond)

I’m a board-certified Anesthesiologist and Pain Medicine fellow working in the Mid-Atlantic.

I have nearly $250,000 in debt, and I plan to have it paid off by July 2022, three years out of fellowship.

This is a chronicling of my mistakes, my successes, and my accumulated wisdom on the journey to get back to broke (and beyond).

Net Worth History

Latest Post

Checkup – May 2019

OKAY, lord knows I’m a perfectionist, but up above is what I hope will be the final iteration of my net worth tracker. I’ve redone a lot of the timeline so that it better reflects the merging of my wife and my finances when we got married, rather than just

Recent Posts

Checkup – April 2019

I’VE PASSED MY ANESTHESIA BOARDS. There is now nothing standing in between me and life as a successful physician. It is actually surreal to not have something looming in the distance, some wall or storm on the horizon. There has always been one more interview, one more test, one more

Checkup – March 2019

Somewhat swamped with fellowship work and planning for next year, so this will be a brief one. I got my first real doctor check in the form of a signing bonus, and while taxes took their obligatory bite out of it, it’s a still a crazy feeling and barely feels

Checkup – February 2019

First, the big news: I’ve signed a contract! Come August 1st, I’ll start my first big-boy job doing both interventional pain and OR anesthesia. I’m obviously excited for a number of reasons, but most relevant to this blog is the fact that my pre-tax income will be going up by

Checkup – January 2019

New year, same old story. We continue to just about break even, slightly on the side of red. On the plus side, job prospects are looking excellent, and the proverbial light at the end of the tunnel draws closer. Budget/Cash Flow Not much standout this month. Other than the $440

Pay It Back

Dec ’10:
Dec ’11:
Dec ’12:
Dec ’13
Dec ’14
Dec ’15
Dec ’16
Dec ’17
Dec ’18
 
Jan ’19
Feb ’19
Mar ’19
Apr ’19

May ’19

-$21,360
-$54,770
-$93,320
-$137,160
-$219,130
-$215,590
-$200,010
-$219,220
-$221,690
 
-$220,130
-$243,290
-$243,480
-$246,750
-$245,960
 
-$34,410
-$38,550
-$43,840
-$81,970
+$3,540
+$15,580
-$19,210
-$2,470