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Great.

So what does that look like?

I’m a doctor in my first years out of training, trying to tackle a quarter million in debt and ‘get it right’ in all things personal finance. 

Start Here

The past, present, and hopeful future of a millennial physician

PayItBack

The financial state of our household and progress toward goals

Archive

Everything I’ve ever written to date, for better or for worse

Welcome to another Dr. PayItBack monthly checkup! I use this space to remain accountable to our expenses and goals, track net worth and debt, and muse on what was done well and what can be improved. The long days of summer are drawing to a close and the kids are

Live Like a Resident: Financial Progress Three Years Out of Training

Three years have passed since I became an attending. I entered practice with my finger on the proverbial trigger, ready to put my newfound salary to work immediately. It took 10 months to ‘get back to broke’ (reach a net worth of zero), and by a year out our net

Should Dr. PayItBack Pay It Back?

Last November, I made the decision to pay off my wife’s remaining student loans. While it is always satisfying to get rid of debt, this wasn’t an entirely straightforward decision given how low the interest rate was. The loans had been refinanced to a variable rate, which at the time

Checkup – July 2022

Welcome to another Dr. PayItBack monthly checkup! I use this space to remain accountable to our expenses and goals, track net worth and debt, and muse on what was done well and what can be improved. In July we’ve continued to settle into our new house. This means a lot

Checkup – June 2022

Welcome to another Dr. PayItBack monthly checkup! I use this space to remain accountable to our expenses and goals, track net worth and debt, and muse on what was done well and what can be improved. We bought a house! We closed earlier this month and are in the process

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