Header word cloud

Great.

So what does that look like?

I’m a doctor in my first years out of training, trying to tackle a quarter million in debt and ‘get it right’ in all things personal finance. 

Start Here

The past, present, and hopeful future of a millennial physician

PayItBack

The financial state of our household and progress toward goals

Archive

Everything I’ve ever written to date, for better or for worse

Welcome to another Dr. PayItBack monthly checkup! I use this space to remain accountable to our expenses and goals, track net worth and debt, and muse on what was done well and what can be improved. Budget/Cash Flow Back to normal two-paycheck months. We finally dropped the $4,000+ for our

Checkup – September 2022

Welcome to another Dr. PayItBack monthly checkup! I use this space to remain accountable to our expenses and goals, track net worth and debt, and muse on what was done well and what can be improved. Budget/Cash Flow “Renting is throwing money away”, they said. Spent $3,600 on home repair

Checkup – August 2022

Welcome to another Dr. PayItBack monthly checkup! I use this space to remain accountable to our expenses and goals, track net worth and debt, and muse on what was done well and what can be improved. The long days of summer are drawing to a close and the kids are

Live Like a Resident: Financial Progress Three Years Out of Training

Three years have passed since I became an attending. I entered practice with my finger on the proverbial trigger, ready to put my newfound salary to work immediately. It took 10 months to ‘get back to broke’ (reach a net worth of zero), and by a year out our net

Join the mailing list

No spam, just a weekly digest of anything I’ve posted.

Some links may be affiliate links for products with which I am personally familiar