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Great.

So what does that look like?

I’m a doctor in my first years out of training, trying to tackle a quarter million in debt and ‘get it right’ in all things personal finance. 

Start Here

The past, present, and hopeful future of a millennial physician

PayItBack

The financial state of our household and progress toward goals

Archive

Everything I’ve ever written to date, for better or for worse

Of all the questions I get when I share my numbers, by far the most common is how I’ve gotten my ridiculously low interest rates. At the time I am writing this, most student loan refinancing offers for a fixed 5-year term are in the 2.5-3.0% range. Hardly a bargain

Book Review – The Doctors Guide to Eliminating Debt

As I document my financial journey here, I also try to keep up reading for myself, staying current with what other folks in the space have to say. I’ve shared my thoughts on a few books specifically dealing with the subject of physician personal finance, and today is another such

January 2021 Net Worth Trend

Checkup – January 2021

Welcome to another Dr. PayItBack monthly checkup! I use this space to remain accountable to our expenses and goals, track net worth and debt, and muse on what was done well and what can be improved. As we enter the new year, work life continues to normalize. I’m near the

How I Invest My Money

I think I’ve said this before, but I want to try and put out a little more content than just my monthly updates. I started this blog with the hope that it would be a blow-by-blow of my finances as I made my way through debt repayment and wealth growth,

December Net Worth Trend

Checkup – December 2020 + Financial Goals for 2021

Welcome to another Dr. PayItBack monthly checkup! I use this space to remain accountable to our expenses and goals, track net worth and debt, and muse on what was done well and what can be improved. I’ve already done a 2020 retrospective post to close out the year, so my

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