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Great.

So what does that look like?

I’m a doctor in my first years out of training, trying to tackle a quarter million in debt and ‘get it right’ in all things personal finance. 

Start Here

The past, present, and hopeful future of a millennial physician

PayItBack

The financial state of our household and progress toward goals

Archive

Everything I’ve ever written to date, for better or for worse

October 2020 Net Worth Trend

Welcome to another Dr. PayItBack monthly checkup! I use this space to remain accountable to our expenses and goals, track net worth and debt, and muse on what was done well and what can be improved. Despite the ongoing pandemic ‘thing’, October managed to be a super fun month for

September 2020 Net Worth Trend

Checkup – September 2020

Welcome to another Dr. PayItBack monthly checkup! I use this space to remain accountable to our expenses and goals, track net worth and debt, and muse on what was done well and what can be improved. September was a long month, as I worked my way through probate. Fortunately things

August 2020 Net Worth Trend

Checkup – August 2020

Welcome to another Dr. PayItBack monthly checkup! I use this space to remain accountable to our expenses and goals, track net worth and debt, and muse on what was done well and what can be improved. This is weird month, and these checkups are going to be a little strange

Live Like a Resident: Financial Progress One Year Out of Training

It’s been 12 months since I started work as an attending, marking the very bottom of our net worth at -$161,000. We had no emergency fund, a five-figure investment portfolio, almost $20,000 in credit card debt, two car loans, and $200,000 in student loans. While all that still put me

July 2020 Net Worth Trend

Checkup – July 2020

My dad died last week, so I’m not going to do much writing. I’ll put up all the charts for consistency’s sake – making them is nicely mindless and cathartic – but I just don’t have a lot to say. Budget/Cash Flow PayItBack Progress Net Worth Financial Independence Financial Goals

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