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Great.

So what does that look like?

I’m a doctor in my first years out of training, trying to tackle a quarter million in debt and ‘get it right’ in all things personal finance. 

Start Here

The past, present, and hopeful future of a millennial physician

PayItBack

The financial state of our household and progress toward goals

Archive

Everything I’ve ever written to date, for better or for worse

Long-time readers of the blog will know that I originally planned to have our student loans paid off within two years of graduating fellowship, or August 2021. Over time this goal evolved for a couple of reasons: I was able to get my and my wife’s loans refinanced to exceptionally

Checkup – October 2021

Welcome to another Dr. PayItBack monthly checkup! I use this space to remain accountable to our expenses and goals, track net worth and debt, and muse on what was done well and what can be improved. I closed on the sale of my dad’s house this month, and I have

Checkup – September 2021

Welcome to another Dr. PayItBack monthly checkup! I use this space to remain accountable to our expenses and goals, track net worth and debt, and muse on what was done well and what can be improved. There has been a lot of sowing in the past 3 years; setting up

Checkup – August 2021

Welcome to another Dr. PayItBack monthly checkup! I use this space to remain accountable to our expenses and goals, track net worth and debt, and muse on what was done well and what can be improved. It’s officially been three years since I shared my first monthly checkup, having just

Live Like a Resident: Financial Progress Two Years Out of Training

I have now been an attending for 24 months. It feels like just yesterday that I started independent practice with our net worth bottomed out at around -$161,000. By a year out from training we had increased our net worth by $194,000 and had broken comfortably into positive territory. I’ve

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