Checkup – July 2020

My dad died last week, so I’m not going to do much writing. I’ll put up all the charts for consistency’s sake – making them is nicely mindless and cathartic – but I just don’t have a lot to say.

Budget/Cash Flow

July 2020 Budget

PayItBack Progress

July 2020 Debt

Net Worth

July 2020 Net Worth

Financial Independence

July 2020 FI

Financial Goals for 2020

1) Devote 2/3 (66.7%) of net income to wealth-building: 63.5% running average
2) Max out 403b: $13,013 of $19,500 (66.7% done)
3) Max out backdoor Roth IRAs: $6,000 of $12,000 (50% done)
4) Max out 529s for state tax benefit: $0 of $16,000 (0% done)
5) Save an additional amount to achieve 20% of gross salary: $36,940 of $28,500 (129.6% done)
6) Pay 2019 tax underpayment: $0 remaining
7) Pay off all carried 0% APR credit card balances: $0 remaining
8) Pay off my car loan: $0 remaining
9) Pay off Mrs. PIB’s car loan: $0 remaining
10) Pay off Mrs. PIB’s student loans: $23,493 remaining


How Far I’ve Come

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