A net worth of zero. For most people in the working world this would spell trouble, a sign that something has gone wrong and money has either been too hard to come by or it has been horribly mismanaged. You should feel like your hair is on fire, and start taking steps immediately to budget … Read moreGetting Back to Broke
Since the main purpose of this blog is to serve as a real-time account of my financial journey from trainee to attending, I am going to start a recurring monthly series of ‘checkups’ wherein I try to critically evaluate my spending patterns and how my money is allocated. If you only track two major parameters … Read moreCheckup – August 2018
I was inspired to create this blog by the folks over at ChooseFI, who have put together an excellent podcast series on achieving financial independence (+/- early retirement). In their talk on creating a blog, they stressed the importance of spending a good amount of time thinking about the name of your blog, making sure … Read moreWhy Dr PayItBack?
Becoming a physician was not a life-long dream. Growing up I was incredibly fortunate to live in an affluent suburb; coming from an upper middle-class family with access to excellent schools, I had every opportunity to learn and to be successful. To use the baseball metaphor, if I wasn’t born on third base, by the … Read moreMy Story
This is the first post of Dr PayItBack, my personal blog and chronicle of my journey to get back to broke and beyond. I’m an Anesthesiologist who finished residency training in the US in the spring of 2018, and I am currently working at a one-year fellowship in Pain Medicine. I graduated medical school in … Read moreFirst Post