I’m a recent Anesthesiology grad and current Pain Medicine fellow working in the Mid-Atlantic.

I have $200,000+ in debt, and I plan to have it paid off by June 2021, two years after I finish fellowship.

This is a chronicling of my mistakes, my successes, and my accumulated wisdom on the journey to get back to broke (and beyond).

Latest Post

Checkup – January 2019

New year, same old story. We continue to just about break even, slightly on the side of red. On the plus side, job prospects are looking excellent, and the proverbial light at the end of the tunnel draws closer. Budget/Cash Flow Not much standout this month. Other than the $440

Recent Posts

Checkup – December 2018

Keeping up with a blog is hard! I’m doing a crummy job of producing regular posts, but I figure at the very least I can continue posting about my net worth and cash flow. As I get closer to finishing fellowship (and, uhhhhh, once I actually have a job lined

Checkup – November 2018

Budget/Cash Flow Biggest thing to say this month is to give huge props to my wife, who is killing it in the work-from-home game. She’s been grading standardized exams, teaching English to none-native speakers via Skype, and watching another toddler for a few hours a week. All this on top

Fun and Profit with Credit Card Extended Warranties

I am an Apple fanboy. I’m writing this on my Apple MacBook Pro while wearing my Apple Watch and intermittently checking my Apple iPhone. I’ve been buying their products since high school, when the very first iPod came out, and the infatuation I had then has waxed and waned but

Checkup – October 2018

Budget/Cash Flow Spent a little more on groceries and a lot more on restaurants than last month, probably a consequence of going out for pizza with friends and my sister-in-law being in town. Three big lump, non-recurring expenses this month: $1,235 for my first (annual) life insurance premium, $400 for

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Net Worth

Net Worth Jan '18:

Debt Progress

Aug '18: $218,750
Sep '18: $221,280
Oct '18: $223,330
Nov '18: $221,880
Dec '18: $221,690
Jan '19: $220,130